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Tender Cream Cheese Swirl Banana Bread Muffins Easy Homemade Recipe with Streusel Topping

cream cheese swirl banana bread muffins - featured image

These tender banana bread muffins feature a creamy cream cheese swirl and a crunchy streusel topping, perfect for a cozy breakfast or snack.

Ingredients

Scale
  • 3 ripe bananas, mashed
  • 1/2 cup (115g) unsalted butter, melted and cooled
  • 1 cup (200g) granulated sugar
  • 2 large eggs, room temperature
  • 1 teaspoon vanilla extract
  • 1 1/2 cups (190g) all-purpose flour
  • 1 teaspoon baking soda
  • 1/2 teaspoon salt
  • 1/2 teaspoon ground cinnamon (optional)
  • 8 oz (225g) cream cheese, softened
  • 1/4 cup (50g) granulated sugar
  • 1 large egg yolk
  • 1/2 teaspoon vanilla extract
  • 1/3 cup (40g) all-purpose flour (for streusel)
  • 1/4 cup (50g) brown sugar, packed
  • 1/2 teaspoon ground cinnamon (for streusel)
  • 3 tablespoons (42g) unsalted butter, cold and cubed
  • Optional: 1/4 cup chopped walnuts or pecans

Instructions

  1. Preheat oven to 350°F (175°C). Line a 12-cup muffin tin with paper liners or lightly grease the cups.
  2. Prepare the streusel topping: In a small bowl, combine 1/3 cup flour, 1/4 cup brown sugar, and 1/2 teaspoon cinnamon. Add cold cubed butter and mix with fingers or pastry cutter until coarse crumbs form. Stir in nuts if using. Chill in fridge.
  3. Make the cream cheese swirl: Beat softened cream cheese, 1/4 cup sugar, egg yolk, and 1/2 teaspoon vanilla extract until smooth and creamy.
  4. Mix the muffin batter: Mash bananas until almost smooth. Stir in melted butter. Add 1 cup sugar, eggs, and 1 teaspoon vanilla extract; mix well.
  5. Whisk together flour, baking soda, salt, and cinnamon. Gradually fold dry ingredients into wet banana mixture, mixing just until combined.
  6. Assemble muffins: Spoon a tablespoon of banana batter into each muffin cup. Add a tablespoon of cream cheese filling on top. Cover with another tablespoon of banana batter.
  7. Sprinkle chilled streusel topping generously over each muffin.
  8. Bake for 20-25 minutes or until a toothpick inserted near the edges comes out clean and streusel is golden brown.
  9. Cool muffins in the tin for 10 minutes, then transfer to a wire rack to cool completely.

Notes

Use very ripe bananas for best sweetness and moisture. Do not overmix batter to keep muffins tender. Keep streusel topping cold before baking for best crumbly texture. If cream cheese filling is too thick, add a teaspoon of milk to loosen. Chill muffin tin if streusel melts too much before baking.

Nutrition

Keywords: banana bread muffins, cream cheese swirl, streusel topping, easy banana muffins, breakfast muffins, homemade muffins